Are you shuddering at the thought of investing in real estate?Shudder no more! Look up an easy rent to own program!The economy is making a comeback but at a really slow rate; so is it really making a comeback?The construction industry is slowly inching back into gear and new houses are being constructed in various parts of the country, but at a slow pace. Home sales are up because of the drop in prices which has sent the demand graph going upwards. In such a market scenario, the rate of foreclosures which was up is now coming down. In the coming year, the market for real estate is expected to remain uncertain.This is pretty much in line with America’s financial future.The states that manage their budgets better and have lower taxes enjoy a much better economy. Look at Texas and Florida where the rate of unemployment is low and the pursuit to create jobs for the people actually exists. On the other hand, states such as New York, Illinois, and California are on the verge of bankruptcy. The cost of real estate is high because of lack of new homes to live in and so are unemployment rates. But economic conditions are improving slightly throughout America but not enough for the amount of people that are entering the work force from college, foreigners, and layoffs.Following the DataMost property investors are playing a wait and watch game while others are able to buy property in bulk which is mostly foreclosed or HUD. To small investors who want to buy a single family house the housing markets seem uncertain at the moment. More single families are choosing rent to own homes since it is a more sensible option, as the numbers to show for many people. A lot of people are positive about a change in the real estate market but some who are more realistic are remaining on the cautious side for three main reasons. First, the tax cuts introduced by the Bush administration are going to expire in 2013, most likely, which means taxes will be higher for everyone and everyone will be paying higher taxes because of the new health care mandate that is about to be imposed on American citizens.A Logical ConclusionThe second reason involves GDP growth, which predicted by the Obama administration, is not high enough for a decent recovery. In fact, the economy is sluggish and some of this is due to cuts in expenditures which really need to be cut a lot more. The final reason relates to U.S. foreign and public debt which is still increasing with no signs of a remedy in 2013. All this only means that you should be cautious when it comes to making an investment in a property. In 2013, to stay on the safe side, you should strongly lean towards a rent to own housing program.A Situation to AvoidJames McElroy, a real estate credit consultant predicts 2013 is a good year for the rent to own housing market. He says: “Real estate costs will go up by 1% in the first quarter of 2013 and almost 3.15% in the second quarter. This makes the market a sellers’ market.”When prospective buyers become tired of waiting and watching the market situation, their best option is a rent to own property since they can easily abandon it when they see a house that is suitable for them to own. In this market, this may require some patience. They are not bogged down in a home they really did not want and possibly in an area that is not befitting to them.Smart MoveA lease to own housing involves a lease that gives you an option to buy the property within a specific period at a mutually agreed upon price. The market for such lease programs is growing fast as it always has been in any post-crisis market.Though with the onset of higher taxes, America may not be out of the woods yet and even if the worst is over with, America could be growing at a much higher rate but because of self-imposed taxes and regulations, America is not impressing the world like it used to and should be, according to many real estate and financial pundits.A Real Estate or Home Owner Savior?Most home buyers are not able to meet the tough loan prerequisite requirements of banks and other financial institutions. The sellers are also unable to sell their homes for what they believe they should be worth. They have an option to sell their homes via a rent to own program.